POV : How I spend my RM3500 Salary in KL
The Truth about surviving in KL
Once you break down the budget…
you’ll realise RM3,500 in KL lets you live, but not really enjoy.

You’ve seen basic budget guides, but here is the comprehensive plan for living in Kuala Lumpur on a RM3115 net salary.
The challenge is not just covering daily costs, but also allocating funds for Saving, Insurance, Investment, and Family.
Our strategic solution? A non-negotiable, budget-friendly room for rent near MRT costing only RM500 - RM700.
This decision frees up significant capital to cover all your financial goals.
We've broken down a real-life, sustainable budget plan to show you exactly how to do it. The central strategy is securing a budget-friendly room for rent near MRT and leveraging KL's public transport system.
Why MRT Proximity is Non-Negotiable:
RM50 My50 Pass: Your transport cost is locked in at a ridiculously low RM50 per month, thanks to the My50 unlimited travel pass. This is only viable if your room for rent is truly accessible to the MRT/LRT network.
Time Saver: Avoiding KL traffic means more time for personal life, rest, or even earning extra income.
Find Your RM700 Spot: Look for bilik sewa dekat MRT in areas like Cheras, Subang Jaya, or certain parts of Petaling Jaya. These locations provide reliable transit and offer quality rooms within your target RM500-RM700 range (sometimes RM650 base rent + RM50 utilities, as per the budget).
